Now live across Tanzania & East Africa

Power Your Business with
ScayPay API

Send payments, receive money, dispatch SMS, and verify users — all through one powerful API. Built for Tanzania's fast-growing digital economy.

api.scaypay.com/v1/payments/initiate 200 OK
POST /v1/payments/initiate
{
  "id": "pay_9f3a2bc7e4d1",
  "status": "success",
  "amount": 25000,
  "currency": "TZS",
  "network": "Vodacom TZ",
  "phone": "+255712000000",
  "reference": "ORD-2025-0034",
  "processed_at": "2025-05-05T14:32:01Z"
}
99.9%
API Uptime SLA
<2s
Avg. Processing Time
0
Businesses Integrated
10+
Payment Networks
24/7
Developer Support

Everything you need to build
powerful payment flows

One integration. Every payment method. Millions of customers across Tanzania and beyond.

💳

Payment API

Accept and send payments via M-Pesa, Tigo Pesa, Airtel Money, Halotel, and bank transfers. Real-time settlement.

💬

SMS API

Send transactional and promotional SMS to any network in Tanzania and East Africa with near-100% delivery rates.

🟢

WhatsApp API

Reach customers on WhatsApp with rich messages, interactive templates, and automated flows. No WhatsApp Business account needed.

🔐

OTP Verification

Secure your users with one-time password delivery via SMS or WhatsApp. Fast, reliable, and tamper-proof authentication.

📊

Real-time Analytics

Monitor transactions, track delivery rates, and generate financial reports — all from a clean developer dashboard.

🔗

Webhooks & Events

Get instant notifications for every transaction event. Build reactive systems with our reliable webhook delivery.

📱

USSD API

Build interactive USSD menus that work on any phone, no internet needed. Reach customers in remote areas.

🏦

Bank-level Security

End-to-end encryption, double-entry accounting, and regulatory compliance. Your money and data are always safe.

Airtime API

Reward and retain customers with instant airtime top-ups across all Tanzanian networks. Great for loyalty programs.

Up and running in minutes

A straightforward path from registration to your first live API call.

01
📝

Create Your Account

Sign up with your email and basic business details. No credit card required to get started.

02

Get Verified

Submit your business documents and complete identity verification. Approval usually takes 24–48 hours.

03
💳

Pay API Access Fee

Pay the one-time API access fee of TZS 500,000 to activate your production API keys.

04
🚀

Integrate & Go Live

Use our REST APIs, SDKs, and comprehensive documentation to integrate in minutes. Start transacting!

An API developers
actually love

Clear and consistent RESTful API. SDKs for PHP, Python, Node.js, and more. Webhooks for delivery receipts. Sandbox & test mode. Comprehensive docs.

  • ✓  Clear, versioned REST API
  • ✓  Webhooks for every event
  • ✓  Sandbox & test mode
  • ✓  SDKs for popular languages
  • ✓  Dedicated developer support
Read the Docs
send_sms.php
<?php
$client = new ScayPayClient('sk_live_••••');

$response = $client->sms->send([
  'to'      => '+255712000000',
  'message' => 'Your OTP is 492831',
  'sender'  => 'SCAYPAY',
]);

echo $response['status']; // delivered
echo $response['cost'];   // 18.00 TZS

Simple, transparent pricing

One-time API access fee. Then only pay per transaction. No hidden costs. No monthly minimums.

Sandbox
Free
Test environment — no charge
  • Full API access in sandbox
  • All payment methods (test mode)
  • SMS, WhatsApp & OTP testing
  • Developer support
  • No expiry on sandbox keys
Start for Free

After the one-time fee, per-transaction fees apply. Contact sales for enterprise pricing.

Loved by builders across Tanzania

From startups to enterprises, ScayPay API powers the payments that drive growth.

"We integrated ScayPay API in under a day. The documentation is crystal clear, the sandbox worked perfectly, and our first live payment processed in under 2 seconds."
AM
Amani Mushi
CTO · PesaFlow, Dar es Salaam
"Switched our OTP traffic to ScayPay and delivery rates jumped from 89% to 99.2%. The reliability is unmatched. Our customers trust us more because of it."
JN
Joyce Ng'ang'a
Head of Engineering · SafiPay
"ScayPay's WhatsApp API transformed our customer communication. Our payment confirmations now reach 3× more customers than SMS alone. Phenomenal platform."
DO
David Otieno
Senior Engineer · AfyaCare, Nairobi

Trusted by businesses across Tanzania

Scalynk PesaFlow SafiPay AfyaCare Spotlynk CURA Africa KidsHeavenAcademy BahasaLogistics

Start building with ScayPay API today

Join hundreds of businesses across Tanzania powering their products with ScayPay API.

Create Free Account Talk to Sales